Advertorial
Quick Car Finance UK Check my eligibility →

Bad Credit Car Finance

  • All circumstances considered
  • CCJs, Arrears? We could help
  • No deposit options available

My monthly budget is

No impact on your credit score. We use a soft search to give you a quote. If you proceed, a hard search will be conducted which may impact your credit score.

Representative 21.8% APR. Credit is subject to status.

Bad Credit Car Finance

Representative Example: Borrow £10,000 over 5 years with a £0 deposit. Representative 21.8% APR fixed rate. Monthly payment: £264.29. Option to purchase fee £10 payable. Total cost of credit: £5,867.40. Total amount repayable: £15,867.40.

Quick Car Finance UK is a credit broker not a lender.

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How it works

1
See if you're approved
Receive your personalised car finance decision in minutes. Credit is subject to status.
2
Choose your car
Buy from any verified dealership, or browse thousands of cars in our members area.
3
Drive away
We sort the paperwork with the dealer and lender. You just turn up and drive away hassle-free.
Happy car finance customer
"

"It was stress-free, really helpful and I would definitely recommend"

Hannah
Bought a Fiat 500

Why choose
Quick Car Finance UK?

  • Finding you the best deal

    We search our wide panel of lenders to try and get you the best deal for your circumstances.

  • Personalised Support

    You'll have a dedicated account manager on hand to provide expert support and guide you through the process.

  • Convenience

    Once provisionally approved, you're free to go at your own pace and on your terms.

  • Trusted by Thousands

    With over 500,000+ satisfied customers across the UK, we're a brand you can rely on.

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Ready to go?

Check my eligibility →

Frequently Asked Questions

You may be able to get a car on finance with bad credit. Here at Quick Car Finance UK, we work with a wide panel of lenders and some of them could help people with poor credit scores explore car finance.

It's not necessarily all about your score; if provisionally approved, our lenders will consider each application individually and take a range of factors into account to try and find a finance option that's affordable and right for you. Credit is subject to status.

Whilst we can't guarantee that your finance application will be accepted, we will do our best to find the right deal for you.

We work with a wide panel of UK lenders, some of which may offer car finance options with no deposit – even if you have bad credit, subject to status.

If provisionally approved, speak to your account manager who can let you know how it works and what options are available to you.

When you apply with Quick Car Finance UK, we first use a soft search to check your eligibility. A soft search won't affect your credit score and won't show on your credit report to other lenders.

If you choose to proceed after receiving your quote, a hard search will be conducted which may impact your credit score.

There is no set minimum credit score required to get car finance with Quick Car Finance UK. We work with a wide panel of lenders who assess each application individually, taking into account a range of factors beyond just your credit score.

This means we may be able to help people with a range of credit histories, including those with bad credit. Credit is subject to status.

We understand that financial circumstances can change, and having a County Court Judgement (CCJ) or arrears doesn't necessarily mean you can't get car finance.

We work with lenders who consider all circumstances, including CCJs and arrears. We'll do our best to find the right deal for you, subject to status.

The initial eligibility check takes just a few minutes and won't affect your credit score. Once provisionally approved, you'll be connected with a dedicated account manager who will guide you through the next steps.

Many customers are able to drive away in their new car within just a few days of applying.

Ready to check your eligibility?

No impact on your credit score. Get your personalised quote in minutes.

Check my eligibility →

Representative 21.8% APR. Credit is subject to status. Finance is subject to status and is only available to UK residents aged 18 and over.

Disclaimer: Quick Car Finance UK is a credit broker, not a lender. We introduce customers to a panel of lenders who may be able to offer finance. We do not charge you a fee for this service. Lenders may pay us a commission for introductions. Finance is subject to status and available to UK residents aged 18 and over. Written quotations are available on request. Representative 21.8% APR. We use a soft credit search to provide a quote which will not affect your credit score. If you choose to proceed with a full application, a hard search will be conducted by the lender which may affect your credit score. No deposit options are subject to status and lender approval. We cannot guarantee that all applicants will be accepted for finance. All applications are assessed on an individual basis. Quick Car Finance UK is authorised and regulated by the Financial Conduct Authority for credit broking. This is an advertorial. Content prepared by Sarah Mitchell.